Loans
Would you like to start or expand your own business?
Loans are offered at attractive interest rates on the reducing balance with up to 7 years for repayment.
This attractive financing is available for Small and Medium Enterprises with the following sectors:
- Agriculture
- Agro-Industry
- Manufacturing
- Hotels & Atractions
- Services

Business Loans
The NPCB will finance 70% of each project with the proposer providing 30% equity. For loans equivalent to US$5,000.00 and under the NPCB will finance 80% and the equity to be provided is 20%. We finance up to 90% for agricultural loans.

Personal Loans
Loans are also available at affordable rates of interest for:
- Education
- House Repairs
- Land Purchase
- Other personal needs

Micro Loans (Ezee Biz)
This loan is specifically designed for small business purposes.
- Easy application process
- Quick turnaround time
- No physical collateral
- Maintain a minimum balance equivalent to 20% of the loan amount as security
Ask about our special credit lines.
- Collateral is required for all loans.

Energy Loans
With our passbook accounts interest is paid quarterly
“Go Green”wrth an Energy loan through your PC Bank. Eligible borrowers:
- Commercial and industrial users
- Energy Service Companies
- Manufacturers of energy-efficiency equipment and devices
- Householders

Use of Funds
The Partner Account is a flexible savings plan that allows you to throw:
Retrofitting to accommodate:
- Energy efficiency
- Energy conservation
- Alternate energy source
- Specific emphasis on electrictty conservation and solar energy via photovoltaic energy, etc