Loans

Would you like to start or expand your own business?
Loans are offered at attractive interest rates on the reducing balance with up to 7 years for repayment.
This attractive financing is available for Small and Medium Enterprises with the following sectors:

Business Loans

The NPCB will finance 70% of each project with the proposer providing 30% equity. For loans equivalent to US$5,000.00 and under the NPCB will finance 80% and the equity to be provided is 20%. We finance up to 90% for agricultural loans.

Personal Loans

Loans are also available at affordable rates of interest for:

    • Education
    • House Repairs
    • Land Purchase
    • Other personal needs

Micro Loans (Ezee Biz)

This loan is specifically designed for small business purposes.

  • Easy application process
  • Quick turnaround time
  • No physical collateral
  • Maintain a minimum balance equivalent to 20% of the loan amount as security

Ask about our special credit lines.

    • Collateral is required for all loans.

Energy Loans

With our passbook accounts interest is paid quarterly

“Go Green”wrth an Energy loan through your PC Bank. Eligible borrowers:

    • Commercial and industrial users
    • Energy Service Companies
    • Manufacturers of energy-efficiency equipment and devices
    • Householders

Use of Funds

The Partner Account is a flexible savings plan that allows you to throw:

Retrofitting to accommodate:

  • Energy efficiency
  • Energy conservation
  • Alternate energy source
    Specific emphasis on electrictty conservation and solar energy via photovoltaic energy, etc